What You Need to Know Before Selecting a Bankruptcy Attorney
Prior to making a decision to file for bankruptcy, it is very important to realize that there are actually four different kinds of ways that individuals and companies may file. The bankruptcy attorney would be able to help you know if you must file for Chapter 7, 11, 12 or 12. Know that chapters 13 and 7 are personal choices. Know that chapters 11 and 12 are for the corporations and also for the agricultural businesses.
The first thing that you need to do in order to select a bankruptcy attorney is to find lawyers in your area that practice in the right chapter which you are going to file. These are those lawyers which focus on the personal finances, while the others may simply focus on businesses. There are some firms that can do a mix of both. So many general firms which practice a wide variety of law are an option too. In filing on behalf of an individual, so many firms choose to file chapter 7. The chapter 7 bankruptcy is the least complicated method which you may file.
When you would choose a bankruptcy attorney, it would be best that you seek for someone with experience in such field. You would want someone who knows what they are doing and such is highly knowledgeable when it comes to settling the finances. When you select an individual rather than a firm, then you should get a reference from the lawyer if one cannot handle the case or is isn’t familiar with a certain part of your case. If you choose a firm, all the members of such practice may work together if there is a problem that would come up. The firms are likely to have people who are knowledgeable in so many areas, making all of the references in-house. You need to remember that even the smallest mistake can actually cause the case to be dismissed.
You should know if the person that you choose will be available to answer the questions that you have. You should know how long it would take for you to return the calls and also what happens when the lawyer isn’t available if the need arises. Do you have a backup? You should make sure that one is available so that you can proceed to being financially free.
Make sure that you check the references before you would make a decision. There are a lot of firms that will offer you a list of clients that they have worked with in the past. You could make a phone call to them so that you will know what they say about the lawyer.